El Programa de Capital Semilla PYME que pertenece al Programa Nacional Emprendedores tiene como objetivo facilitar el acceso al financiamiento a los proyectos de emprendedores que son técnica y financieramente viables, pero que no pueden tener acceso al sistema bancario comercial, y que no son atractivos para los Fondos de Capital de Riesgo y Capital Privado establecidos en el país, por el alto riesgo y elevados costos de transacción que involucran.
Descripción
Proporciona apoyo financiero temporal para el arranque y etapa inicial del negocio, a los proyectos de emprendedores que son incubados por alguna de las incubadoras de negocios que forman parte del sistema nacional de incubación de empresas de la Secretaría de Economía.
Pretende ser un instrumento eficaz, eficiente y oportuno, que contribuya a elevar la competitividad del sector de las micros, pequeñas y medianas empresas.
Financia
Desarrollo de un prototipo comercial.
Elaboración de un plan de negocio, estudio de mercado y de factibilidad.
Adquisición de maquinaria y equipo.
Requisitos
Que el emprendedor no tenga antecedentes negativos graves en el buró de crédito.
Contar con constancia de Incubación emitida por la Incubadora que incubó y filtró su proyecto.
Darse de alta en el sistema www.capitalsemilla.org.mx ó www.capitalsemilla.com.mx e ingresar su solicitud de apoyo en tiempo y forma.
Demostrar la viabilidad técnica, financiera y comercial a través de un plan de negocios.
Características de los apoyos
Para proyectos de Negocios Tradicionales y de Tecnología Intermedia
El monto es de un mínimo de 50 mil y hasta 500 mil pesos.
El porcentaje máximo de apoyo puede ser hasta 80 por ciento del costo total del proyecto.
El plazo de pago puede ser hasta de 42 meses.
El periodo de gracia es de hasta 6 meses en capital.
La aportación de los emprendedores tiene que ser por lo menos el 15 por ciento sobre el monto a financiar.
Para proyectos de Alta Tecnología
El monto mínimo es de 200 mil y hasta 1.5 millones de pesos
El porcentaje máximo de apoyo es de hasta 85 por ciento del costo total del proyecto.
El plazo de pago es de 48 meses.
El periodo de gracia es de hasta 9 meses en capital
La aportación de los emprendedores tiene que ser por lo menos el 15 por ciento sobre el monto a financiar
Contacto
Secretaría de Economía
Dirección de Fomento a la Inversión y Coinversiones
Tel. 52296100
Ext. 32216
Subdirección de Fomento al Capital de Riesgo
Tel. 52296100
Ext. 32206
www.capitalsemilla.org.mx
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